FEATURES
The essentials, done properly.
Fund, send and track your naira from one wallet. No clutter, no guesswork.
Fund from any bank, instantly.
Every Fiam account comes with its own account number. Send money to it from any Nigerian bank app and it lands in your wallet straight away.
A personal account number, created at sign-up
Copy and share it in one tap
See how much of your daily limit is left
Send to any bank in seconds.
Pick a bank, enter the account number and we confirm the name before you pay. Type an amount or tap a quick preset.
STEP 1Enter details
STEP 2Review
STEP 3Confirm with PIN
Every transfer gets a receipt with a reference number you can share.
Every naira, accounted for.
Search by name or reference, filter by money in or out, and see your net total for each day. Tap any transaction for its full receipt.
Search and filters that respond as you type
Daily net totals at a glance
Shareable receipts for every transfer
ACCOUNT TIERS
Start small. Grow your limits as you go.
Verify more about yourself to unlock higher daily limits. Upgrading takes a few minutes in the app.
TIER 1Get startedPhone number and BVN. Enough for everyday transfers.
TIER 2Verified IDAdd a government ID and a selfie for higher daily limits.
TIER 3Full accessProof of address unlocks our highest limits.